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Free Finance Tools

Calculators and data pages built for Pakistanis at home and abroad. Each one explains where its numbers come from and what it leaves out.

Overseas Pakistanis

Remittance Rate Checker

Mid-market rates from USD, GBP, AED, SAR and more to PKR, plus a calculator that shows the real cost of a transfer once margin and fees are counted.

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Gold

Gold Tola Calculator

Estimate gold value in rupees by tola, masha, ratti, gram or ounce, for 24K to 18K, with the method explained.

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Tax

Salary Tax Calculator

Income tax on a salary under the FBR slabs for salaried individuals, with a slab-by-slab breakdown and worked examples.

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Crypto

Crypto Dashboard in PKR

The top 50 cryptocurrencies by market cap with price, volume and 24-hour change, in USD or PKR.

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Markets

Interactive Charts

Candlestick charts for crypto, gold, oil, USD/PKR and the S&P 500, with indicator overlays and a beginner’s guide.

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Methodology and transparency

Each tool states its sources and its limits. Where a figure is an estimate, the page says so.

Salary Tax Calculator

What it does
Applies the FBR slab schedule for salaried individuals to the taxable salary you enter. Each band of income is taxed at its own rate, and the page shows the tax per band, the effective rate and the marginal rate.
Where the data comes from
Slab schedule from the Finance Act 2026 summaries for tax year 2027, cross-checked against two professional-services summaries. The review date is shown on the page.
What it leaves out
It does not include other income, deductions, tax credits, rebates, advance tax, withholding on other receipts, Zakat or any surcharge. Payroll may treat allowances differently.

Gold Tola Calculator

What it does
Converts the international gold price (USD per troy ounce) into rupees per gram using the USD/PKR rate, then scales it by weight unit (tola, masha, ratti, gram, ounce) and purity (24K, 22K, 21K, 18K).
Where the data comes from
Gold price from a tokenised-gold proxy (PAXG) via Coinpaprika, exchange rate from Exchange Rate API. 1 tola is taken as 11.6638 grams and 1 troy ounce as 31.1035 grams.
What it leaves out
The result is a reference estimate. Local sarafa rates add premiums, making charges and currency spreads, and buy-back prices are lower than sell prices.

Remittance Rate Checker

What it does
Shows mid-market rates to PKR, then compares the rate and fee your provider quotes against the mid-market rate. Total cost = (amount + fee) × mid-market rate − amount × provider rate.
Where the data comes from
Mid-market rates from Exchange Rate API, which may be delayed.
What it leaves out
These are benchmarks, not quotes. It does not look up any provider’s live rates or fees, so you enter them yourself.

Crypto Dashboard in PKR

What it does
Lists the top 50 assets by market capitalisation with price, 24-hour volume and 24-hour change. PKR values are the USD price multiplied by one USD/PKR mid-market rate.
Where the data comes from
Prices, volume and market cap from the Coinpaprika public API; USD/PKR from Exchange Rate API, with a labelled fallback rate if the lookup fails.
What it leaves out
PKR figures are reference conversions. Prices on local exchanges and peer-to-peer markets often differ because of local demand, fees and payment-method costs.

Privacy: amounts you type into the salary, gold and remittance calculators are processed in your browser and are not sent to PakGains. The pages load rate data from the third-party sources named above.

How our tools are built

Tools are for information only and are not financial, tax or legal advice. See our disclaimer.

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Built and maintained by Sherjeel Islam, Founder & Lead Developer.

Last reviewed: 25 October 2026